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How Long Does it Take to File an 18 Wheeler Claim? 18 wheeler accident law firm alameda can take longer for a car accident claim to be settled than an 18-wheeler accident. Truck accidents are often associated with severe injuries. However, each truck accident is different and there are many factors which affect the time it takes to reach a settlement. Here are some of the most important things to consider. Insurance claims As with all vehicles on the road, 18 wheeler truckers must have a minimum level of insurance. This is a good reason. Accidents involving large trucks can cause more serious damage to property and injuries than a normal car accident. In fact, these wrecks often cause death and catastrophic injuries. It is essential that the victims of these accidents file a claim to receive the compensation they deserve. It can be difficult to find a policy that can meet all your needs even though coverage for 18 wheelers is a necessity. You may require additional insurance depending on the type and amount of cargo that your trucks transport. Hazmat carriers, as an example may require liability insurance up to $5 million. Towing insurance or trailer exchange insurance and cargo coverage are just a few possible options. In addition to this an experienced lawyer can help you determine what kinds of insurance coverage your business requires. They can also assist you with negotiating with insurance companies to ensure that your claim is resolved. In some cases, insurance companies may try to decrease their liability by claiming comparative negligence. This can significantly diminish the value of your claim. An attorney can help you to challenge these claims and obtain the maximum amount of compensation you're entitled to. A seasoned lawyer will ensure that you receive the amount you need to recover regardless of the way you were hurt in your accident. Settlements In most cases, a truck accident victim will receive a settlement offer long before the filing of a lawsuit. The settlement offer is usually below what the victim deserves. It's offered by the trucking company or their legal team. This offer should never be accepted without first consulting a personal injury lawyer. The value of the settlement is based on various factors, including the severity of injuries and property damage. It also is contingent on medical expenses. Other damages that are not economic can also be a factor, particularly when the accident has left you emotionally and physically distressed. These damages are hard to quantify and require professional analysis. The amount of compensation you receive is also influenced by the decision on liability. If you can prove that the party responsible violated traffic laws, acted negligently or caused the crash by some other wrongdoing, they will be accountable for the damages. There are also legal defenses that can limit their liability, such as contributory negligence or comparative fault. The owner of the trucking company may also be held accountable for the accident. This is the case if a driver operated the truck in poor condition, or the company did not maintain the vehicle. The cargo loading and shipping firm could also be held responsible for the cargo if it was improperly loaded or a part was not in good condition. Filing a lawsuit If the insurance company is unable to settle your claim fairly and you are left with no choice but to file a lawsuit. This could delay the resolution of your case but it can also lead to a greater amount of damages. If you decide to settle or go to trial, a skilled truck accident lawyer is the best choice. You require someone to safeguard your rights because insurance companies will try to reduce the value of your claim. A Lafayette truck accident attorney can review your crash and determine the amount of damages to ensure you receive the maximum amount of compensation. In many 18-wheeler crashes there are a variety of people who are accountable. If the driver of the truck was driving under the influence of alcohol or if he violated the rules governing hours of service then the employer could be held responsible. In addition, the manufacturer of a vehicle component or repair shop could be held responsible if a defective part caused the accident. In addition, cargo loading or shipping companies could be held liable for accidents involving their trucks. This is due to the fact that these trucks must be loaded and shipped in a manner that is safe to avoid them falling over or being jackknifed. Thus, the companies have to adhere to strict safety guidelines. Additionally, you can seek compensation for non-economic damages such as discomfort and pain. Trial Negotiations with insurance companies are typically used to settle the majority of cases of truck accidents. A fair settlement should include all of your medical costs including treatment and medical expenses and any other losses you have or will incur. An attorney can help you determine what your future damages might be, as well as whether punitive damages may be applicable. The amount of time needed to receive a complete and final settlement could depend on a variety of factors. Fortunately, an experienced attorney can help you through the process. The severity of your injuries will determine the amount of compensation you are likely to receive. Some injuries will only impact you for just a few months or weeks while others could have a a longer or permanent impact on your life. In the event of an 18-wheeler accident, it can take some time to determine who is to blame. It is because multiple parties are accountable for the accident, including the truck driver and the company who employs him. In some instances there could be mechanical issues with the vehicle that could cause a crash. In this case, it may be necessary to hold the manufacturer or repair shop liable for your damages. There are a myriad of factors that affect the amount of an 18-wheeler settlement but these cases tend to have larger settlements overall than those involving automobiles. This is due to the seriousness of the injuries and damages that can result from these accidents.